Our Chance
The Benefits Cliff is the single greatest barrier to self-sufficiency for low-income families, estimated to be impacting 22.5% of Americans (Carey, 2018). This phenomenon occurs when an increase in income results in a sudden loss of public assistance—such as housing, food, or childcare benefits—ultimately leaving families worse off financially despite earning more. The fear of hitting this cliff often discourages individuals from pursuing better-paying jobs, additional work hours, or educational advancement, making it a critical issue to address in any effort focused on economic mobility and long-term stability.
Clarksville Area Urban Ministries is a proud partner of the Tennessee Alliance for Economic Mobility (TAEM), a public-private initiative made up of more than 32 organizations working collaboratively to transform Tennessee’s safety net and increase economic mobility for low-income families. As part of this regional effort, our work focuses on serving families in Montgomery County through a coordinated approach that includes support from community-based organizations, faith-based groups, government agencies, and educational institutions. Together, we are working to strengthen family wellbeing and create long-term pathways out of poverty for those we serve.
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Eligible families:
- Have a household income that is less than or equal to 185% of the Federal Poverty Level.
- Have 1 or more children aged 17 or under
- Are enrolled in 1 or more public benefits: TANF, SNAP, Medicaid (TennCare), Housing Choice Vouchers/PublicHousing/PBRA, or Free/ Reduced Lunch
- Want to work and are willing to work towards gaining employment or increasing their pay/ employment
- Are you a U.S. Citizen or Eligible Non-US Citizen
- Live in Montgomery County, TN.
To determine if you meet the income eligibility requirement please use this FPL calculator.
Call us at (931) 648-9090 and Press the Our Chance option on the phone line to be directed to the Our Chance Team.